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Q. How does psychology work with monster mounts (and chariots) and
their character riders? Does the rider’s psychology take precedence?
A. The character’s psychology takes precedence. So, if the character is
Immune to Psychology, the entire model is Immune to Psychology. Also, if
a character rider is frenzied, then it must always charge (using the
movement of the monster). However, there are some exceptions to this.
These exceptions are : Fear, Terror, Stupidity and Frenzy. A Fear or
Terror causing monster (or chariot) passes on immunity to fear/terror
to its rider. If the monster (or chariot) suffers from Stupidity, or is
subject to Frenzy, then these are out of the control of the rider, and
the entire model may suffer from it. In all other cases, the entire
model uses the character rider’s psychology.
Further Direwolf FAQ Council clarification: In these cases where the
mount's Stupidity or Frenzy affects the rider, it is the movement effects,
not the close combat effects.
S. Anthony Reynolds - Warhammer Design Team (Online Q&A on the
Games Workshop Warhammer Forum) / Direwolf FAQ Council